Enter your current details and monthly contribution to estimate your total assets at retirement.
📖 How to Use
- Enter your current age and expected retirement age — the calculator works out how many years you have left to save.
- Enter your current savings: however much you already have saved or invested today.
- Enter your monthly contribution: how much you plan to add each month.
- Enter an expected annual return (%) — e.g. roughly 1–2% for savings deposits, or 4–6% for a balanced investment portfolio, adjusted to match your own allocation.
- The result updates automatically as you change any field — the "Calculate" button is just there for convenience.
- Read the result: the large number is your estimated total assets at retirement. The table below breaks that down into total contributions (current savings plus all monthly deposits) and investment growth from returns, plus the number of years until retirement.
Note: This tool assumes a constant annual return compounded monthly — a simplified projection that doesn't account for inflation, market volatility, or downturns. Actual returns vary year to year, so treat the result as a directional estimate rather than a precise forecast.